Terms of service

By creating an account or using TabTally (the apps and websites at tabtally.io), you agree to these terms and our privacy policy. If you do not agree, please do not use the service.

TabTally is a record-keeping tool for shared expenses. It tracks who paid for what and calculates who owes whom.

TabTally is not a bank, e-money issuer, payment processor, or money services business. We never hold, transfer, or have access to your money. Settling a debt recorded in TabTally happens entirely outside the service, between you and the people you split with. Amounts shown after currency conversion are estimates based on third-party exchange rates and are not financial advice.

You need an account to sign in. You’re responsible for activity that happens under your account. You must be at least 18 years old, or the age of majority where you live, to use TabTally.

You agree not to:

• Use TabTally for anything unlawful or fraudulent.
• Upload content that is abusive, infringing, or malicious.
• Attempt to break, probe, or overload the service, or access other users’ data without permission.
• Resell or misrepresent the service as your own.

We may suspend or terminate accounts that violate these rules.

The expenses, receipts, and comments you add remain yours. You grant us the license needed to store, process, and display that content to you and the people you share it with — that’s it. You’re responsible for having the right to upload what you upload.

TabTally’s core features are currently free. We may introduce paid plans in the future; if we do, we’ll make the pricing clear before you’re ever charged, and core features will remain free.

We work hard to keep TabTally fast and reliable, but the service is provided “as is” and “as available,” without warranties of any kind. We may change, suspend, or discontinue features at any time. We’ll give reasonable notice of material changes where practical.

To the maximum extent permitted by law, TabTally and its operators are not liable for indirect, incidental, or consequential damages, or for disputes between users about who owes what. Our total liability for any claim is limited to the amount you paid us in the twelve months before the claim (which, for free accounts, is zero).

You can stop using TabTally and request account deletion at any time. We may suspend or terminate access for breach of these terms. Sections that by their nature should survive termination (like limitations of liability) survive.

These terms are governed by the laws of Malaysia, and disputes are subject to the exclusive jurisdiction of the courts of Malaysia.

Questions about these terms? Email us at hello@tabtally.io.